Take Control of Your Money

Helping Caribbean expats budget, plan, and become debt free.

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Budgeting

Create realistic budgets that fit your lifestyle.

Track spending easily with simple tools.

Learn to manage money confidently every day.

Planning
Debt Free

Helping You Master Money

At 12free finance, we guide Caribbean expats in the US and UK to budget smarter and live debt-free.

A warm, friendly financial coach sitting with a client, reviewing a budget planner together.
A warm, friendly financial coach sitting with a client, reviewing a budget planner together.
Finally feel in control of my finances!

J. Lee

"
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Our Services

Helping Caribbean communities abroad master their money

Budget Coaching

Personalized plans to track spending and save effectively.

A warm scene of a coach reviewing a budget plan with a client over a laptop.
A warm scene of a coach reviewing a budget plan with a client over a laptop.
Debt Freedom

Strategies designed to clear debt and build lasting financial freedom.

An inspired individual happily paying off debts with a calendar and calculator nearby.
An inspired individual happily paying off debts with a calendar and calculator nearby.

Join Us Today

Get personalized budgeting help monthly

Reviews

What our clients say about 12free finance

Thanks to 12free finance, I finally feel in control of my money. Their budgeting tips really work!

J. Thompson
Smiling Caribbean woman sitting at a desk with a laptop and budgeting notes
Smiling Caribbean woman sitting at a desk with a laptop and budgeting notes

New York

The coaching helped me track my expenses and plan better. I’m on my way to being debt free!

Happy man reviewing his budget on a tablet in a cozy living room
Happy man reviewing his budget on a tablet in a cozy living room
M. Clarke

London

★★★★★
★★★★★
Help

Questions? Reach out anytime, we're here.

Contact

Connect

support@12freefinance.com

+1-800-555-1234

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