Our Services

Helping Caribbean expats master budgeting and debt freedom.

Budgeting

Personalized plans to track and manage your money confidently.

A smiling Caribbean woman reviewing her budget on a laptop at home.
A smiling Caribbean woman reviewing her budget on a laptop at home.
Planning

Step-by-step guidance to set financial goals and stay on track.

Learn to use YNAB tools effectively for lasting money habits.

Debt-Free
A happy Caribbean man celebrating paying off debt with family.
A happy Caribbean man celebrating paying off debt with family.
Close-up of hands using a smartphone app to track expenses.
Close-up of hands using a smartphone app to track expenses.

FAQs

What is 12free finance?

We help Caribbean folks abroad budget, plan, and get debt free.

Who can join coaching?

Anyone, especially Caribbean people living overseas in the USA or UK.

How do I track my budget?

We teach you to use tools like YNAB and simple tracking methods tailored to your lifestyle.

Yes, clients get access to a secure login for their plans and progress.

Is there a client login?
How do I pay for services?

Payments are made easily through our secure online payment page.

Get in Touch

Questions about budgeting or debt freedom? We're here to help you.

Phone

+1-555-789-4321

Email

support@12freefinance.com